Crypto Staking Calculator

Calculate staking rewards with compound interest. Enter your staked amount, APR, and compounding frequency to project final value and effective APY.

Enter in your token's units (e.g. 10 ETH, 5000 ADA).

Enter APR (Annual Percentage Rate), not APY. The calculator derives the effective APY from APR + compounding frequency.

Formula

Compound staking formula

Effective APY (1 + APR% ÷ 100 ÷ n)^n − 1
Final Value Staked Amount × (1 + APR% ÷ 100 ÷ n)^(n × Years)
Rewards Final Value − Staked Amount

n = compounding frequency per year (daily = 365, weekly = 52, monthly = 12, yearly = 1). Input is APR; APY is derived.

Worked Example

Given

10 ETH staked · 5% APR · Daily compounding (n=365) · 3 years

Effective APY
(1 + 0.05/365)^365 − 1 ≈ 5.127%
Final Value
10 × (1 + 0.05/365)^(365×3) ≈ 11.618 ETH
Staking Rewards
11.618 − 10 = ≈ 1.618 ETH

Frequently Asked Questions

What is the difference between APR and APY in staking?
APR (Annual Percentage Rate) is the simple yield before compounding. APY (Annual Percentage Yield) reflects the effect of compounding — reinvesting rewards back into the stake. For daily compounding at 5% APR, the APY is (1 + 0.05/365)^365 − 1 ≈ 5.13%. This calculator takes APR as input and computes the effective APY.
What compounding frequency should I use?
Use the frequency at which you actually claim and restake rewards. Many liquid staking protocols (e.g. Lido, Rocket Pool) compound rewards automatically in the token's stETH/rETH rebasing mechanism — use daily for these. For manual staking where you restake once a month, use monthly. The difference between daily and monthly compounding is small at typical staking yields.
Are staking rewards denominated in the staked token?
Yes. This calculator works in token units — if you stake 10 ETH, the output shows your final ETH balance. To convert to USD, multiply by the current coin price. Price appreciation of the underlying asset is not modelled — the calculator shows only the staking yield component of return.
What risks does this calculator not capture?
Slashing risk (validator penalty for misbehaviour), smart contract bugs, liquidity risk (lock-up periods), and protocol insolvency are not modelled. DeFi yields are especially variable — a 20% APR this month may be 5% next month. Use conservative APR estimates for multi-year projections.